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7 months agoIn Germany you essentialy have the choice between a debit card or a Girocard, why anyone would choose a Girocard instead of a debit card is a real headscratcher for me. So many disadvantages for only a few advantages. Especially if you consider that many banks without a debit card also have fees just for having an existing account and often times you can‘t even get money from every atm without fees. So while i underdzanf your points i don‘t think taking a credit card is US centric at all, it is just the superior card.
Because i think that my Clipboard is also not secure. There are so many applications that prefill when they detect something in your clipboard that i prefer to skip this step.